Bajaj Finserv Personal Loan Eligibility 2021Eligibility CriteriaSalariedSelf Employed ProfessionalsApplicant Age25 – 58 years27 – 65 yearsMinimum Eligible Income₹ 27,000 per month₹ 10 Lakh gross annual receiptsMaximum Eligible Loan10x of monthly income-Maximum Loan Amount Eligibility₹ 25 Lakh₹ 25 Lakh2 autres lignes
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How can I open a Bajaj Finance account online?
1. Log in to your customer portal account on the website.
2. Check your pre-approved offer on the Bajaj Finserv EMI Network Card.
3. Apply for the EMI Network Card by clicking on the link.
4. Pay the annual fee of Rs.
5. Once the process is complete, you will receive an SMS confirmation.
What are the documents required for Bajaj Finance?
What are the documents required for a Bajaj Finserv EMI Network Card? You need to submit a copy of your PAN card, address proof, a cancelled cheque and a duly signed ECS mandate to avail an EMI Network Card.
How can I get Bajaj EMI card in app?
1. Download the Bajaj Finserv Wallet app, from the Google Play Store or Apple App Store.
2. Install the app and enter your mobile number that’s registered with Bajaj Finserv.
3. Enter the One-time Password (OTP) sent to your mobile number.
4. Click the ‘Know More’ button after OTP verification.
Does Bajaj Finserv check cibil?
Yes, Bajaj Finserv checks the CIBIL score of personal loan applicants. The minimum CIBIL score for personal loan in Bajaj Finserv is 750. A credit score of 750 and above is considered ideal for obtaining a personal loan.
Can I get a loan without salary slip?
If you are self-employed, a freelancer, earning in cash, or working on contract, you may seek to get a personal loan with no salary slip. In such cases, you need to produce other financial documents to validate your income. This may take the form of an income certificate, bank account statements, ITR or Form 16.
What is the age limit for Bajaj Finance?
When you apply for a Bajaj Finserv Personal Loan, you need to meet basic eligibility criteria including: You must be between 20 and 60 years of age. You must be a salaried individual employed with an MNC, public or private company. You must be a residing citizen of India.
How can I convert Bajaj EMI card to cash?
You cannot withdraw money from an ATM or any other platform using your Bajaj Finserv EMI Network Card . The Bajaj Finserv EMI Network Card comes with a pre-approved loan up to Rs. 4 lakh. You can use it to shop online as well as offline for electronics, appliances, groceries, clothes, and 1 million+ other products.
How can I get Bajaj EMI card offline?
1. Visit nearby EMI Network partner store.
2. Choose your favourite product to buy.
3. Get assistance from the store representative and opt for in-store financing.
4. Submit basic documents to set up your EMI Network Card.
What is the limit of Bajaj EMI card?
Rs. 4 lakh
What are the documents required for loan?
1. Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
2. Address proof (copy of passport/voter ID card/driving license/Aadhaar)
3. Bank statement of previous 3 months (Passbook of previous 6 months.
Is Bajaj Finance loan Safe?
The time management is up to you, but Bajaj Finserv can definitely help reduce your financial burden by offering an unsecured personal loan. These loans do not require setting up any security or collateral against your loans, which means you are free to use your assets for any other requirements.
Can I use Bajaj EMI card on petrol pump?
If these prices have you worried, remember that you can use your credit card at petrol pumps to reduce your fuel bills. … The answer to this question is simple: get a petrol card that offers additional benefits on fuel spends be it through cashback, fuel surcharge waiver or higher reward points.
Can I buy 2 products on Bajaj EMI card?
The Bajaj Finserv EMI Network Card is a payment system that comes with a loan limit of up to Rs. 1.5 lakh. A customer can use the loan limit on his/her Bajaj Finserv EMI Network Card to buy more than 1 million products on No Cost EMI.
Is Bajaj card accepted in big bazaar?
Bajaj Finserv EMI card customers can shop at pan-India stores of Big Bazaar for groceries, clothes and much more, at no cost EMIs. Customers can divide their spends, starting from Rs. 5,000, into no cost EMIs of up to 5 months.